The individual mandate now has its own timeline push back. It’s not 12 months, yet. October 15th open enrollment will begin. This is the first in what may be several timeline changes. No one anticipated so many states to opt out. That left the Feds holding the majority of the traffic through the Federal Exchange. They are not ready. Can you blame them? Just in Texas alone there are multiple millions. The last I heard they had not announced the carriers that would offer a plan either. The clock is ticking.